Business Online Banking
Your business is on the fast track. It isn't always easy to find the time to get it all done during the day. No worries, with Resource Bank convenient online banking services you can access your accounts from anywhere, anytime.
Online Cash Management
ACH Credit Origination – Automated Clearing House (ACH) Credit allows for a convenient way to process payroll via direct deposit and pay vendors.
ACH Debit Origination – Allows for direct withdrawals by electronically debiting funds from other businesses or consumer accounts.
ACH Block & Filter – Anti-fraud service that monitors ACH activity and allows authorized payments to process and block transactions not authorized.
Electronic Wire Transfer Requests – Securely and quickly send wires from your account in a few clicks rather than calling your account officer or visiting a branch location.
Electronic Federal Tax Payments – EFTPS is a type of ACH origination that allows for electronic payment of your federal taxes.
NACHA Imports - Allows users to import National Automated Clearing House (NACHA) files for either ACH credit or ACH debit items.
Positive Pay Check Reconciliation - A fraud prevention tool that systematically compares checks presented for payment against issued check files.
Tips for Timely Delivery of ACH Files:
- Holidays are not considered a business day when scheduling your ACH files effective date.
- Recommended lead time for ACH file delivery is two banking days for credit files and one banking day for debit files.
- Always ensure you have sufficient lead time for your ACH file processing. An additional business day for file delivery lead time should be added when the holiday falls between the file send date and the effective date.
- The holiday schedule can be found at: Federal Reserve System Holidays
- There are some days that Resource Bank observes as holidays in addition to the Federal Reserve holidays.
- View the Resource Bank holiday schedule: Holiday Hours
Stay Secure Online - Visit our Security Center to view yearly Corporate Account Takeover Training.
Always Free Online Banking Services to suit your business & personal needs:
- Bill Pay (more info)
- E-Statements(more info)
- Notify Me – email Alerts and/or Text Alerts to notify you of account status based on your selected preferences. (more info)
- Account History Downloads – compatible to download info into QuickBooks©, Quicken©, Microsoft Money©, etc. QuickBooks/Quicken Webconnect© available.
- Loan Payments – make payments from a Resource Bank deposit account to your Resource Bank loan balance.
- Request New Services - fast and easy way to sign up for new Cash Management services or request changes to your users roles.
- Balance Reporting / Book Transfers / Secure File Transfers / Secure Messaging