photoPersonal Checking Accounts

Get the best of both worlds. Fee-free checking that can earn interest like a money market account. Account holders earn a variable rate of interest on balances of at least $500 without the typical re-occurring fees. No hoops to jump through, no hidden charges, no bull. Smart Money Checking is only available at Resource Bank.

Smart Money FREE Checking WITH INTEREST

  • $50 minimum to open account
  • Tiered rate of interest earned on balances of $500 and above1
  • NO monthly maintenance fee
  • NO minimum balance
  • UNLIMITED transactions (no per item fee)

Resource Private Checking

  • $10,000 minimum to open account*
  • Premium tiered rate of interest earned on daily balances of $5,000 and above1
  • Waive the monthly maintenance fee of $15 by keeping a daily balance of $10,000 or above
  • UNLIMITED transactions & check writing (no per item fee)
  • FREE Private Banking checks (wallet or duplicate)

High School Checking

    Take allowance to the next level. Help your teen take the first step to financial responsibility. As joint account holders, you can teach your teen proper money management. This free checking account is in your teen’s name and offers a debit card for their use.

  • Available for ages 13-17
  • Parent/Guardian must be current RB account holder and signer on account
  • No check writing or Bill Pay capability
  • Non-standard debit card limits (no offline limits)
  • Non-interest bearing
  • Online and Mobile Banking



*Pending credit approval.
1Rates are subject to change at any time. Daily Balance = the amount of the principal in the account each day.




Biz Lagniappe

Debit Card Activation

To Activate Your Debit Card Call:
866.633.5293, 24/7

Report a Lost or Stolen Card

RB ATM/Visa® Debit Card
1.800.500.1044, 24/7

MasterCard® Credit Card
1.800.854.7642, 24/7

Visa® Credit Card
1.888.295.5540, 24/7

Call RB Customer Support
985.801.0150, during business hours

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